Bitvavo is a Dutch cryptocurrency exchange offering staking and iDEAL deposits. Bitvavo holds an AFM licence as a crypto-asset service provider (MiCA).
- Maker/taker fees from 0.15%/0.25%, lower at higher volume
- AFM licence (MiCA)
- iDEAL instant deposits
- Staking available
- Deposits in euro only
- Limited to crypto
- Smaller than global exchanges
Fees & costs
- Min. deposit
- €1
- Trading
- 0.00%-0.25% maker/taker (afhankelijk van 30-daags volume).
- Stock fee
- N/A (Crypto only)
- Spread
- Maker 0,15% / Taker 0,25% (standaard, daalt bij hoger volume)
- Deposits
- € 0 (iDEAL/Wero, SEPA, Bancontact); creditcard/Apple Pay/Google Pay/PayPal: 1,00%
- Withdrawals
- Network fees
- Inactivity
- None
Platforms & features
Who this fits best
Note: deposits in euro only.
How to use in practice
Dollar-Cost Averaging in Crypto
Use Bitvavo's recurring purchases feature to automatically invest in Bitcoin or Ethereum on a schedule, removing emotional decision-making.
Set up a weekly €50 purchase of Bitcoin every Monday, automatically building your position over time regardless of short-term price movements.
Earning Staking Rewards
Stake supported cryptocurrencies directly on Bitvavo to receive staking rewards (which vary and are not guaranteed) without the complexity of running your own nodes.
Stake your Ethereum, Cardano, or Polkadot holdings and receive staking rewards automatically distributed to your account.
Quick Euro-to-Crypto Conversion
Use instant iDEAL deposits to quickly move euros into crypto when you spot an opportunity, without waiting for bank transfers.
Deposit €500 via iDEAL and have funds available immediately to buy during a market dip.
Tips for beginners
- 01
Start with iDEAL for instant deposits
Bitvavo supports instant iDEAL deposits at no cost (€ 0). This lets you buy crypto immediately when you're ready, without waiting for bank transfer processing times.
- 02
Use recurring purchases to build habits
Set up automatic weekly or monthly purchases to practice dollar-cost averaging. This removes the stress of timing the market and builds a consistent investment habit.
- 03
Check your fee tier based on volume
Bitvavo offers lower fees for higher trading volumes. Your fees start at 0.15% (maker) and 0.25% (taker) and fall as your 30-day volume rises. Check your current tier in account settings.
- 04
Consider staking, but know the rewards are not guaranteed
If you plan to hold crypto long-term, you can stake supported assets. Rewards are distributed automatically, but they vary and are not guaranteed.
Account opening steps
- 1.
Create Account
Sign up with your email address and create a password
- 2.
Verify Email
Confirm your email through the verification link
- 3.
Complete KYC
Upload your passport or ID card and complete selfie verification
- 4.
Deposit Funds
Add EUR via iDEAL (instant) or SEPA bank transfer
- 5.
Start Trading
Buy, sell, and stake 450+ cryptocurrencies
Extended guide
Complete Guide to Crypto Investing with Bitvavo
Getting Started
Signing up for Bitvavo is quick and straightforward. Visit bitvavo.com or download the mobile app, then register with your email address. You'll need to verify your email, complete identity verification (upload passport or ID card), and take a selfie for facial verification.
Once verified, deposit euros using iDEAL for instant availability, or SEPA bank transfer (€ 0, 1-2 days). You deposit in EUR.
Key Features and How to Use Them
Instant iDEAL Deposits: Navigate to Wallet > Deposit > iDEAL to add funds instantly. This is one of Bitvavo's key advantages for Dutch users—your euros are available immediately to buy crypto.
Recurring Purchases: Set up automatic purchases in the app by selecting a cryptocurrency, choosing "Recurring," and setting your amount and frequency (daily, weekly, or monthly). This is ideal for dollar-cost averaging into Bitcoin or Ethereum.
Staking: Many cryptocurrencies on Bitvavo can be staked directly from your account. Look for the staking option on individual asset pages. Rewards are calculated and distributed automatically—you don't need to take any action.
Trading Interface: The default interface is beginner-friendly with simple buy/sell buttons. For more control, use limit orders to set your desired buy or sell price. The trading view shows your order history and portfolio breakdown.
Tips for Success
Start with small amounts to get comfortable with the platform. Use iDEAL for deposits since it is instant and costs € 0. Set up recurring purchases if you want to invest consistently without actively monitoring prices.
You can stake crypto you plan to hold long-term; staking rewards vary and are not guaranteed. Review your fee tier periodically—as your 30-day volume increases, your fees decrease from 0.15%/0.25% (maker/taker), to 0.00%/0.02% from EUR 100 million. Keep in mind that margin trading (20 assets, up to 10x leverage) is complex and can lead to loss of your entire stake.
Kerncijfers met bron
- Klanten NL/EU
- 2M+ actieve gebruikersbitvavo.com/en 2026-10-10
- Standaard trading fee
- 0,25% taker / 0,15% maker (daalt bij volume)bitvavo.com/en/fees 2026-10-10
- Cryptomunten beschikbaar
- 450+bitvavo.com/en 2026-10-10
- Minimale storting
- €1 (via iDEAL, zonder kosten en direct)bitvavo.com 2026-04
- Regulering
- AFM-vergunning als cryptoaanbieder (MiCA CASP), registratienr. 41000010bitvavo.com/en/trading-rules 2026-10-10
Editorial review
Bitvavo is a Dutch crypto exchange with 2M+ active users. It holds an AFM licence as a MiCA crypto-asset service provider (registration 41000010) and offers instant iDEAL deposits and staking.
Best suited for long-term crypto holders and DCA investors. The maker/taker fees start at 0.15% (maker) and 0.25% (taker) and drop at higher 30-day volumes, to 0.00% and 0.02% from EUR 100 million. Staking is available directly from your account without technical complexity.
Limitations: deposits in EUR only, and margin trading (20 assets, up to 10x leverage) can lead to loss of your entire stake. Bitvavo lists 453 assets. Customer service is weekdays only.
Active traders needing futures may look at Kraken. Finst charges a flat 0.15% per trade; at Bitvavo it is 0.15% maker and 0.25% taker at the lowest volume tier. Crypto investing carries significant risk including loss of capital.