Interactive Investor offers flat-fee subscription pricing, making it cost-effective for larger portfolios. UK's second-largest investment platform.
✓ Pros
- Flat monthly fee structure
- Free regular investing
- Good for large portfolios
- 40,000+ investments
✗ Cons
- Monthly fee regardless of activity
- Not ideal for small portfolios
- Trading credits expire monthly
Fees & costs
- Min. deposit
- €£1
- Trading
- £3.99 per trade (subscription model), regular investing free
- Stock fee
- £7.99
- Spread
- N/A (exchange-traded, market spreads apply)
- Deposits
- Free
- Withdrawals
- Free
- Inactivity
- None (subscription covers)
Platforms & features
✓
Flat Fee Pricing
Simple monthly subscription with free trading credits
✓
ISA Accounts
Tax-free Stocks & Shares ISA included in subscription
✓
SIPP Pensions
Low-cost self-invested personal pension
✓
Free Regular Investing
No fees for automated monthly investments
✓
Mobile App
Full trading on iOS and Android
✗
Paper Trading
Practice with virtual money
Who this fits best
✓ uk_investors✓ large_portfolio_holders✓ regular_investors
Note: monthly fee regardless of activity.
Account opening steps
- 1.
Choose Subscription
Select from Investor Essentials (£4.99), Investor (£9.99), or Super Investor (£19.99) plan
- 2.
Complete Application
Provide personal details, National Insurance number, and select your account types
- 3.
Verify Identity
Electronic verification with option to upload documents if needed
- 4.
Fund Your Account
Deposit via bank transfer or set up direct debit for regular investing
- 5.
Start Investing
Access 40,000+ investments with free trading credits based on your plan
Frequently asked
How does Interactive Investor's pricing work?
ii charges a flat monthly fee (£4.99 to £19.99) that includes trading credits. Each plan includes different numbers of free trades per month.
Is Interactive Investor good for large portfolios?
Yes, the flat-fee model makes ii one of the cheapest options for portfolios above £50,000-£100,000, as you don't pay percentage-based platform fees.
Is Interactive Investor regulated?
Yes, Interactive Investor is authorised and regulated by the FCA. Client assets are protected up to £85,000 by the FSCS.
Do trading credits expire?
Yes, unused trading credits expire at the end of each month and cannot be rolled over to the following month.
What is free regular investing?
ii allows you to set up free automated monthly investments into funds, shares, or investment trusts with no dealing charges.
Can I transfer my ISA to Interactive Investor?
Yes, ii accepts ISA transfers from other providers. They offer a transfer incentive and the process typically takes 2-4 weeks.
How many investments are available?
Interactive Investor offers access to over 40,000 investments including UK and international shares, funds, investment trusts, and ETFs.