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Fidelity

Founded 1946 Headquartered United States ✓ SEC · FINRA

Fidelity is a large US brokerage with $0 commission on online US stocks and ETFs and index funds with a zero expense ratio. According to Fidelity, it does not open accounts for new customers living outside the United States, so this offer is not available to Dutch investors.

✓ Pros
  • $0 commission on online stocks/ETFs
  • Index funds with zero expense ratio
  • Extensive investment research
  • No minimum to open an account
✗ Cons
  • Options $0.65/contract plus Options Regulatory Fee
  • No new accounts for customers living outside the US
  • International trading limited

Fees & costs

Min. deposit
€$0
Trading
$0 for online US stocks and ETFs, options $0.65/contract plus Options Regulatory Fee
Stock fee
$0
Spread
N/A (exchange-traded equities; $0 commission online on US stocks and ETFs)
Deposits
Free
Withdrawals
Free (domestic wire $0)
Inactivity
None

Platforms & features

✓
Fidelity Trader+
Advanced platform for active traders (desktop and web; formerly Active Trader Pro)
✓
Mobile App
Full-featured iOS and Android apps
✓
Fractional Shares
Buy stocks and ETFs listed on NYSE/Nasdaq in dollar amounts from $1
✗
Paper Trading
Not found on the pages checked
✓
Zero-Fee Index Funds
Fidelity ZERO funds with 0% expense ratio
✓
Research Center
In-depth research from third-party providers
✓
Retirement Planning
Full suite of IRA and 401k options

Who this fits best

✓ Long-term investors✓ retirement_savers✓ research_focused_investors

Note: options $0.65/contract plus options regulatory fee.

Account opening steps

  1. 1.

    Start Application

    Visit Fidelity.com and click 'Open an Account' to begin the online application

  2. 2.

    Verify Identity

    Provide your Social Security Number, date of birth, and contact information

  3. 3.

    Select Account Type

    Choose from brokerage, IRA, or other account types based on your needs

  4. 4.

    Fund Your Account

    Link your bank account and transfer funds via ACH, wire, or check

  5. 5.

    Start Investing

    Access research tools and begin trading stocks, ETFs, and mutual funds

Editorial review

Fidelity is een grote Amerikaanse beleggingsonderneming, gereguleerd door de SEC en FINRA. Fidelity rekent $0 commissie voor online Amerikaanse aandelen en ETF's. Bekend zijn de eigen indexfondsen zonder beheerkosten, waaronder FZROX en FZILX. Let op: dit geldt voor de kosten van het fonds zelf, niet voor andere kosten zoals commissies.

Fractionele aandelen zijn beschikbaar vanaf $1 voor aandelen en ETF's die op NYSE of Nasdaq staan. Fidelity biedt ook beleggingsonderzoek. Voor actieve beleggers is er het platform Fidelity Trader+ (eerder Active Trader Pro genoemd), met een desktop-, web- en mobiele versie. Een apart oefenaccount (papierhandel) is niet gevonden op de gecontroleerde pagina's.

Opties kosten $0,65 per contract, plus een Options Regulatory Fee. Voor buitenlandse aandelen die niet via DTC verhandelbaar zijn, rekent Fidelity $50 per transactie, en 1% van het bedrag bij dividend of herstructurering van buitenlandse aandelen in USD. De toegang tot internationale markten is beperkter dan bij brokers als Interactive Brokers.

Belangrijk voor Nederlandse lezers: volgens Fidelity worden er geen rekeningen geopend voor nieuwe klanten die buiten de Verenigde Staten wonen. Fidelity past vooral bij langetermijnbeleggers die in de VS wonen.

Frequently asked

What is the minimum deposit at Fidelity?
Fidelity has no minimum deposit requirement. You can open an account and start investing with any amount.
Is Fidelity regulated and protected?
Fidelity is regulated by the SEC and FINRA, and Fidelity Brokerage Services LLC is a SIPC member. SIPC covers up to $500,000 in securities, including a $250,000 limit for cash. Fidelity also states excess of SIPC coverage ($1 billion aggregate, $1.9 million per customer for cash). Neither covers market losses.
Does Fidelity offer commission-free trading?
Fidelity charges $0 commission on online US stock and ETF trades. Online options cost $0.65 per contract, plus an Options Regulatory Fee. Other fees can apply, such as $50 per trade for foreign stock that is not DTC eligible.
What are Fidelity ZERO funds?
Fidelity ZERO funds are index mutual funds with a 0% expense ratio and no minimum investment, including FZROX (Total Market) and FZILX (International). They are available to individual retail investors with a Fidelity brokerage account.
Can I buy fractional shares at Fidelity?
Yes, from $1 per order, for stocks and ETFs listed on the NYSE or Nasdaq.
Does Fidelity have a paper trading account?
We did not find a paper trading or demo account on the Fidelity pages we checked.
How do I transfer money to Fidelity?
You can fund your Fidelity account via ACH bank transfer (free), wire transfer, check, or mobile check deposit.
What retirement accounts does Fidelity offer?
Fidelity offers Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, and 401(k) rollover accounts.
Can I open a Fidelity account from outside the US?
According to Fidelity, it does not open accounts for any new customers residing outside the United States.

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