FTMO

Type

1-Step Challenge (1 fase) of 2-Step Challenge (Challenge + Verification).

Fee

Vanaf €89 (2-Step) of €79 (1-Step) per 2026-10-10, eenmalig. 2-Step: terugbetaling bij de eerste uitbetaling. 1-Step: geen terugbetaling.

Account sizes

$10K · $25K · $50K · $100K · $200K

Profit target

1-Step: 10%. 2-Step: fase 1 10%, fase 2 (Verification) 5%.

Min. days

4

Max. days

Geen tijdslimiet

1. 1

   Choose 1-Step or 2-Step

   Choose a route and an account size (simulated capital). Pay the one-time fee. From €89 (2-Step) or €79 (1-Step) as of 2026-10-10.

2. 2

   FTMO Challenge

   Reach the 10% profit target without breaching the loss limits. 2-Step: 5% max daily loss and 10% static max loss, at least 4 trading days. 1-Step: 3% max daily loss, 10% trailing max loss and the Best Day Rule (50%). No time limit.

3. 3

   Verification (2-Step only)

   Reach a 5% profit target with the same risk limits and at least 4 trading days. No time limit.

4. 4

   FTMO Account

   After identity verification and signing the account agreement you become an FTMO Trader. You keep trading with simulated capital and there is no profit target on the FTMO Account.

5. 5

   Reward request

   You can request a reward from day 14 after your first trade. 2-Step: 80% (up to 90%). 1-Step: 90%. For 2-Step the fee is refunded with the first reward.

6. 6

   Scaling Plan

   FTMO describes a Scaling Plan with a 25% account increase every 4 months, up to $2,000,000 across all accounts, if conditions are met.

Profit split

2-Step: 80% (tot 90% via Scaling Plan of Premium Programme). 1-Step: 90%.

Payout frequency

Op aanvraag, vanaf dag 14 na de eerste trade

Speed

Beoordeling binnen 1-2 werkdagen; uitbetaling meestal 1-2 werkdagen na goedkeuring van de factuur

Methods

Bank Wire · Visa Direct / Mastercard Send · Skrill · Crypto

First payout

Vanaf dag 14 na de eerste trade op het account

2-Step: 80% of the simulated profit, up to 90% when Scaling Plan or Premium Programme conditions are met. 1-Step: 90% from the start.

On a FTMO Account you can request a reward from day 14 after your first trade placed on that account; all positions must be closed. FTMO says it reviews the request within 1-2 business days and typically sends the reward 1-2 business days after the invoice is approved. Methods: bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000) and crypto. FTMO charges no extra commission on withdrawals. Minimum closed profit: $20 for bank wire and $50 for crypto. Profit split: 2-Step 80% (up to 90% with Scaling Plan or Premium Programme), 1-Step 90%. 2-Step fee: may be refunded with the first reward. 1-Step fee: not refunded. You are responsible for your own taxes. See FTMO's current terms for details.

FTMO describes a Scaling Plan that increases your FTMO Account by 25% every 4 months, up to $2,000,000 across all your accounts. Requirements as stated by FTMO: at least 4 months trading as an FTMO Trader (or since the last scale-up), at least 10% net simulated profit in those 4 months, at least 2 processed rewards in the same period and a positive balance. The 90% reward ratio through the Scaling Plan applies to 2-Step only. Check FTMO's current Scaling Plan page for conditions.

Drawdown type

2-Step: 5% maximaal dagelijks verlies en 10% maximaal verlies (statisch). 1-Step: 3% maximaal dagelijks verlies en 10% maximaal verlies (trailing op saldo, einde van de dag).

Max. drawdown

10%

Daily drawdown

5% (2-Step) / 3% (1-Step)

Max. scaling

$2,000,000

Consistency rule

Yes

Consistency details

1-Step: Best Day Rule (beste dag maximaal 50% van de winst op alle winstdagen). 2-Step: geen extra consistentieregel.

News trading

Standard-account op een FTMO Account: geen trades openen of sluiten van 2 minuten voor tot 2 minuten na geselecteerd nieuws. Geen beperking tijdens de evaluatie en niet op een Swing-account.

Weekend holding

Evaluatie: toegestaan. Standard FTMO Account: posities sluiten voor het weekend. Swing-account (alleen 2-Step): geen beperking.

Automated

Toegestaan (ook EA's), zolang er geen verboden handelspraktijken zijn

2-Step: static Maximum Loss (10% of initial simulated capital) and Maximum Daily Loss of 5%. 1-Step: Maximum Daily Loss of 3% and an end-of-day trailing Maximum Loss of 10% (based on balance).

2-Step: the Maximum Daily Loss is 5% of the initial simulated capital, recalculated daily at 00:00 CE(S)T from the balance at that moment. The Maximum Loss is 10% and static (fixed at 90% of the initial capital). 1-Step: the Maximum Daily Loss is 3% and the Maximum Loss of 10% is an end-of-day trailing limit based on balance, so the limit can only rise. The Best Day Rule (1-Step) requires that your best day is no more than 50% of the profit on all winning days. The limits apply to equity, including open positions, swaps and commissions. The 2-Step route also requires at least 4 trading days per phase. Breaching a limit ends the account and the fee is not returned.

According to FTMO's FAQ you can trade on MetaTrader 4, MetaTrader 5, cTrader or TradingView and choose the platform when you configure your Challenge. You can trade the instruments available in your platform (forex, indices, commodities, stocks, crypto). Trading is simulated and priced by FTMO's data feed from liquidity providers. FTMO allows algorithmic trading and EAs, provided you avoid forbidden trading practices and keep to the server limits. FTMO also offers a free trial and an Account MetriX dashboard.

1. 1

   Create an account

   Register on the FTMO website and use the configurator to choose 1-Step or 2-Step.

2. 2

   Select configuration

   Choose account size (simulated capital), currency and platform (MT4, MT5, cTrader or TradingView).

3. 3

   Pay the one-time fee

   Pay the fee. For 2-Step it may be refunded with your first reward; for 1-Step it is not refunded.

4. 4

   Install the platform

   Install your platform and log in with the credentials from FTMO.

5. 5

   Complete the objectives

   Meet the profit target and stay within the loss limits. There is no time limit.

6. 6

   Identity check and account

   After the evaluation you complete identity verification and sign the account agreement to receive your FTMO Account.